Екатерина Щёголева - M.Ed. - Advanced Teaching at the Elementary, Middle School and Secondary School specialization
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подписчиков
Мои ученики сами строят мосты осознания к своим целям и результатам, достигают их, обретая силу, ум и выносливость.…
ВАШЕ ПРАВО НА БОГАТСТВО - В ВАШЕМ УМЕ
Вы имеете право быть богатым. Вы родились, чтобы вести беззаботную, счастливую жизнь в зажиточности и изобилии. Поэтому вы должны были бы иметь достаточно денег, чтобы вести такую полную жизнь. Вы пришли в этот мир, чтобы развиваться физически, умственно и духовно и имеете неоспоримое право на все, что поможет вам достичь цель вашей жизни. Вы должны были бы окружить себя красотой и роскошью. Почему вы хотите довольствоваться самым необходимым, если вы можете черпать неистощимое богатство вашего подсознания...
Dear Ekaterina, Thank you for participating in EF’s Teacher Development Course - Spring 2026. Congratulations on completing the series! We are pleased to present you with your EF Teacher Development Certificate, attached to this email. This is an accomplishment you should be proud of. Feel free to share your new certificate on LinkedIn and tag EF Language Abroad. If you are interested in joining our next webinar series in Fall 2026, we invite you to register for free so you can be notified once the new dates are published: www.ef.com/...rs. With over 60 years of experience and an EF research network that includes top universities, we are redefining how language is taught; and we want to help you do the same. Our goal is to continue supporting you by bringing EF into your classroom and enhancing your teaching experience. Visit our website at www.ef.com/tz to receive free classroom materials, including academic posters, games, and maps, to supplement your lessons. Test your class with our free English test and see how they rank in your country and worldwide. Additionally, you can request a native-speaking EF teacher to visit you in person or online to showcase the power of immersive learning, or invite one of our experts to discuss building a personalized school group trip. If you’d like to know more about what we offer and how this community can help you and your students excel, don’t hesitate to reach out. Contact your local EF office: www.ef.com/...ct. Sincerely, The EF Teacher Zone Team
Psychosocial Factors and Financial Literacy
by John L. Murphy
Social Security Bulletin, Vol. 73, No. 1, 2013 (released February 2013) his study uses data from the Health and Retirement Study (HRS) to analyze the psychological and social variables associated with financial literacy. The HRS is a nationally representative longitudinal survey of individuals older than age 50 and their spouses. An ordinary least squares linear regression analysis explores the relationship between financial literacy and several economic and psychosocial variables. After controlling for earnings, level of education, and other socioeconomic variables in this exploratory...
How to Talk About Money With People You Care About
When love meets money, communication should be the real financial plan. Couples talk about their future together. Friends make plans for trips. Families figure out how to support each other. Even though money affects all these relationships, it’s still one of the hardest things to talk about openly. In my sessions with clients, I often notice that people think financial problems are just about discipline or budgeting. More often, though, the real issue is communication. People make assumptions that aren’t talked about, keep expectations to themselves, and don’t set clear boundaries...
The Importance of Financial Literacy for Mental Well-Being
A lack of financial literacy could create an emotional burden. Here's why. Nathan Astle MFT, CFT-I The Psychology of Debt Depending on how we manage stress, our mental well-being and health could be at risk. Each day, we encounter a variety of stressors, creating triggers that, when pulled, can harm our peace of mind. Pressure at work and problems at home are common reasons for emotional issues. When these issues go unchecked, we are more vulnerable to additional future stressors. Stress impacts most bodily systems, and it’s up to us to minimize those health risks...
How Financial Literacy Moderate the Relationship Between Psychological Factors and Investors' Risk-Taking Behaviour?
Aarti Chauhan 1,Nishi Malik1,Sudesh Chhikara21 Research Scholar, Kurukshetra University, Kurukshetra, India, 136118,2 Professor, Kurukshetra University, Kurukshetra, India, 136118, DOI : https://doi.org/10.61336/acr/25-04-30 Received July 20, 2025 Revised Aug. 12, 2025 Accepted Sept. 6, 2025 Published Sept. 11, 2025 Abstract Purpose- Investor behavior is shaped by both cognitive dispositions and financial competencies. Among the psychological factors influencing investment decisions, risk aversion and locus of control have been widely recognized as critical determinants of risk-taking behavior...
Champion Your Finances: Strategies for Neurodiverse Financial Planning
Navigating financial planning can present unique challenges for neurodiverse individuals, including those with conditions like ADD or ADHD. Understanding the concept of neurodiversity and recognizing the specific financial obstacles associated with neurodiverse traits are fundamental steps in developing effective financial strategies tailored to individual needs. Neurodiversity encompasses a range of neurological variations, emphasizing that differences in brain function are normal and should be respected...
Impact of inflated perceptions of financial literacy on financial decision making
We examine whether inflated perceptions of financial literacy affect financial decision making. Gaps between objective financial literacy and self-reported (perceived) financial literacy (blind spots) predict 19 financial behaviors better than age, gender, income, ethnicity, marital status, self-employment status, and general education levels. Only two predictors, perceived financial literacy and financial education, carried similar levels of predictive power on financial behaviors. Those with inflated perceptions of financial literacy are more likely to miss mortgage payments, receive a collection call, use informal debt, and have poor banking behavior...
Impact of financial literacy, mental budgeting and self control on financial wellbeing: Mediating impact of investment decision making
Ruofan Bai 1,* Editor: Wajid Khan2 PMCID: PMC10645357 PMID: 37963159 Abstract
The topic of financial wellbeing is a current concern within the realm of personal and household finance. This study aims to examine the influence of cognitive factors, specifically financial literacy, mental budgeting, and self-control, on subjective financial wellbeing. While there exist multiple determinants of financial wellbeing, this research focuses on these particular cognitive factors. The present study aims to...
The psychology of money: Unlocking financial literacy
Money, a simple tool for transactions, is intricately connected to our emotions, beliefs, and behaviours. The psychology of money explores how our mindset and habits around finances influence our decisions and, ultimately, our financial well-being. At the core of this lies financial literacy; the ability to understand and manage money effectively. Our relationship with money often stems from early experiences and societal influences. For example, individuals raised in environments of scarcity may develop a “scarcity mindset,” marked by a fear of loss and impulsive behaviour. On the other hand,...
Financial literacy psychology
Financial literacy psychology bridges knowledge of money management with behavioral science, demonstrating that financial well-being is driven by both competence and psychology, such as self-control, mental accounting, and cognitive biases. It shows that high literacy fosters confidence and reduces debt-related stress, while low literacy often leads to poor, emotion-driven decisions like impulsive spending...
Relationships Between Teachers and Students: Ups and Downs
by Daria Papushoi Relationships between teachers and students can be like a rollercoaster — full of ups and downs. A good relationship is based on loyalty, respect and support. When a teacher is scrupulously honest and shows complete and unswerving loyalty to their profession, students feel motivated and trusted. For example, a teacher who never speaks ill of students behind their backs creates a positive atmosphere.
However, not all relationships are smooth. Sometimes misunderstandings occur. A rift can develop if a teacher is unsupportive or disrespectful...