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The role of commercial banks in the development of the Russian economy. Part 2.
Simultaneously with the emergence of private lenders represented by trading houses and individuals engaged in commercial activities, there are state trade agents - in the Ancient East, they were called hangars. An important operation of the tammar was the sale and purchase of money in the form of metal ingots and their trade in other countries. The hangars could conduct business at the same time, both at the expense of the state and at their own expense. Over time, large hangars created their own...
6 лет назад
The role of commercial banks in the development of the Russian economy. Part 1.
One of the main links in the modern market economy is a commercial bank. Banks have appeared quite a long time ago. Initially, they only served as depositories, but then the number of their operations and the number of functions assigned to them increased. The development of the banking system characterizes the development of society as a whole. At the present stage, their importance has increased, which can be seen in the impact of the global financial crisis. That is why this topic is topical...
6 лет назад
Continuation. Part 7.
Norms of H2-N4 liquidity by their economic essence are rather mobile, and their change on the quarterly window by more than 5% can be estimated as natural fluctuations rather than deviations requiring special analysis. The Bank closely monitors the state of its liquidity in the short, medium and long term with the use of all modern financial methods, in which mandatory economic standards are just one of the sets of indicators, which, nevertheless, always carefully observes. Norms related to loan portfolio of N6, N7, N9...
6 лет назад
Continuation. Part 5.
2. Analysis of JSC promsvyazbank's financial position. 1 brief description of the bank's activity. Full name of the bank - "open Joint-Stock Company "Promsvyazbank" Full name of the bank in English - "Open...
6 лет назад
Continuation. Part 4.
2. Methods of analysis of the financial condition. Express-analysis, the purpose of this type of analysis is a clear and simple assessment of the financial condition of a commercial bank and the dynamics of its development. Express-analysis is conducted in three stages: Preparatory stage. This stage is used to prepare financial information for calculation. This work is largely technical. Here the visual and the elementary counting check on formal signs and in essence is spent: presence of all necessary...
6 лет назад
Continuation. Part 3.
2. Methods of analysis of financial condition. The coefficient method is used to identify the quantitative relationship between different items, sections or groups of balance sheet items. Parallel to this, grouping and comparison methods can be used. The coefficients method can be used to calculate the share of a particular item in the total volume of a liability (asset) or the relevant section of the balance sheet. Active (passive) accounts can be compared with both accounts opposite to the liability (asset) accounts and with similar balance sheet accounts of previous periods, i...
6 лет назад
Continuation. Part 2
2. Methods of analysis of financial condition. The method of analysis of the bank's financial condition is a complex, organically interrelated study of the commercial bank's activities using mathematical, statistical, accounting and other methods of information processing. The analysis, as a rule, uses a system of indicators formed in the process of operational accounting and control. A part of missing indicators shall be counted in the course of the research. Using analysis, the most significant factor indicators influencing the change of the bank's activity results are established...
6 лет назад
Modern methods of assessing the financial condition of commercial banks
Part 1. Commercial banks began to emerge in Russia relatively recently, and during this time they have developed rapidly and reflected in their destiny both the outstanding capabilities of the Russian economy and the difficulties and troubles it is accustomed to. Today's banking environment is constantly changing: there are changes in legislation and requirements of the Central Bank of the Russian Federation, the failure to comply with which leads to severe sanctions, while at the same time increasing the demands of the bank's clients...
6 лет назад
The role of commercial banks in the development of the Russian economy. Part 3.
As a result, there is competition between the individual associations of Italian cities. The main competition was between the associations of Venice and Genoa. In addition to associations, partnerships were developed in Italy. In 1171, a closed-type unitary association, which had been in operation for several decades, acquired the image of a deposit bank. Subsequent partnerships (banks), being private and owned by rich citizens (patricians), were considered by the city authorities as a public treasury...
6 лет назад
Continuation. Part 6.
Based on the results of operations for 1Q and 1H 2011, OJSC "Promsvyazbank" received profit for 8768 thousand rubles and 26133 thousand rubles, respectively, for the 9 months of 2011 the bank received a loss of 483 484 thousand rubles...
6 лет назад