You would not be wrong if you interchange loan and lend—they do in fact mean the same thing in most instance. The words loan and loaned are the present and past tenses of to loan. Lend and lent are the present and past tenses of to lend. As verbs, loan and lend are often used interchangeably. For example, “A bank loans people money to buy a home. It also lends borrowers money to buy a car.”Either one is correct.
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LOAN IS BOTH A NOUN AND A VERB
Loan, is typically used in the context of someone supplying something to another person. As a noun, it refers to a sum of money that’s provided on the condition that it’s to be paid back. For example: “Her friend was kind enough to give her a loan of $100.”
Sometimes you might hear items or even people being referred to as on loan. A book might be “on loan from the library.” Just know that this is an expression that doesn’t conform to typical grammar rules. It’s an informal way of using the word.
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LEND HAS MANY MEANINGS
Sometimes lend means “to impart a quality to something.” Lend can also mean “to adapt oneself (or itself) to something.” For example, “A large basement lends itself to many uses, such as a playroom or an office.” Lend can also be used in a figurative way. For instance, in Shakespeare’s Julius Caesar, Marc Antony says, “Friends, Romans, countrymen, lend me your ears.”
BORROW VS. LOAN AND LEND
Sometimes in casual speech the words loan and lend are confused with the word borrow. For example, someone might ask, “Can you borrow me some money for a few days?” This is a non-standard way to use borrow. A good way to avoid this error is to remember that borrow means to take, while lend and loan mean to give. For instance, if you ask a friend, “Can I borrow your red sweater for a few days?” she might answer, “Sure, I can lend it to you as long as you return it by Friday.”
From Dictionary.com
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