For thirty years, thinking has led me along a path where I had to spend my life resource and at the same time looking into my wallet or putting my hand in my pocket, as a rule, nothing significant turned out there. All this suggests that no matter how much I was paid, my expenses were at least on the same level as my income. And nothing would have changed, probably, if my head had not been visited by the desire to do everything so that my wife would stop working and devote more time to children, home comfort and, accordingly, to my beloved. And from this note, the story of changing yourself begins. Thinking, views on life, attitude to money – all this has undergone a complete adjustment. I started looking for information on financial literacy to normalize the situation with my budget. A good start in this was the book "Rich Dad-Poor Dad" - author: Robert Kiyosaki. And at the moment of reading it, I began gritting my teeth, saving (saving) a minimum amount equal to one hundred ruble