The topic is quite common, you can even say a hackneyed one. We will not "pour water" in vain and repeat what you can read on any site, at least somehow touching on the topic of money. So, let's start with the fact that there is a fairly common view that the savings should be kept in parts in different currencies (as a rule, it is the currency of their country plus the euro and the dollar, or something like that). There are a lot of variations on this topic. On the other hand, there is another opinion, also quite common. It consists in the fact that savings should be kept in the currency of the country in which you live. Both of these opinions take place and have a number of grounds, so the adherents of both will be right. But only in part. Let us not look here at these two approaches and their merits. Instead, we will go our separate ways. Let's start with the amount of savings you have at the moment. If that's less than your monthly income, then it makes sense not to do anythin