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The article is subjective and expresses the personal opinion of the author.
The first serious money at a young age gives rise to a lot of joy and ideas on what to spend it on. Of course, all of them are not in the area necessary for life, but are associated with the realization of a cherished dream. Most likely, you do not want to save up for a warm sweater that attracted your mother. But a mountain bike, a new phone, a drone or a waterproof watch - you probably already have it on your wish list. Each item on this list is not a cheap pleasure, because here are some simple rules that will help you save a serious amount and get closer to your treasured purchase.
Parental support
Surely your parents will give you pocket money. Usually they give them to buy sweets, going to the cinema and other small pleasures. Sometimes parents in the bustle of days and various troubles can forget to give you another 200 rubles. To prevent such situations from leading to conflicts, talk with your parents about weekly deductions or a clear daily money transfer schedule. So you can understand exactly what you can count on, allocate funds for daily expenses, and the rest - put aside for a serious purchase.
Suppose your parents give you 200 rubles a day for school lunches and snacks.
200 rubles x 5 days = 1000 rubles on weekdays.
You can agree with your parents about the bonus, receiving an additional 200 rubles for the “exploits” also on the weekend. “Feats” can be considered, for example, good performance during the week or timely completed homework. Thanks to bonuses, you will be able to increase your weekly income by another 400 rubles.
Important!
Discuss with your parents in advance that pocket money is your first personal budget. Therefore, they do not need to control whether you spend them on food in the school cafeteria or on the purchase of a computer game. You manage your budget yourself.
Share income
You can spend all the money at once or “stretch” them for a long time. You choose your personal budget management strategy yourself. Remember the main thing - ten small desires in total give one big. If you want to buy something serious, you should wait a bit and hold on to the accumulated. This will allow you to assess the need for a purchase, its pros and cons, and will not let you waste your money. Another important point is borrowed money. You can borrow if you are ready to spend less next month, because part of the money will have to be paid for today's desires. Remember the folk wisdom - “Take someone else’s and not for long, give your own and forever.” In addition, to earn the status of an eternal beggar, with whom no one wants to deal, is very easy.
How to earn?
This question once tormented your parents, but today, compared with the times of their youth, the teenager has become much more able to earn money. You can find simple work on the Internet - for example, process photos, follow the rules on the forums, post texts on websites. You can do car wash, walk a neighbor’s dog, deliver goods as a courier or pack goods at the checkout. In large cities, there are quite a few proposals for distributing leaflets, working as an animator or as an assistant in the office for several hours a day. All this is not only a way to get money, but also an opportunity to gain experience by communicating with interesting people.
The main desire
It so happens that there is no money at all: your parents have a black streak, and you have lost the opportunity to work part-time. But this is not a reason for despair. Look around - the weather is nice and walking with friends is worth nothing. In the summer you can come up with a lot of exciting things - football, fishing, cycling. In winter, skis and skates. Nobody canceled reading as a useful way of spending leisure time. In the end, the money and the benefits that you can buy for them will certainly appear, and you can get a good mood for free.
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