Crypto Credit Card (C3) -platform, based on the Ethereum block system, with its own crypto-exchange and mobile banking services. Innovative functions such as PAMM-accounts or the rating of professional traders will be built in crypto-instrumental. The C3 platform is not only a financial instrument for asset management, but also a credit aggregator that selects the best credit offers around the world.
The goal of C3 is to create a convenient investment and credit tool that is accessible to everyone, able to provide financial freedom for all and to make it possible to profit from financial instruments available to a wide audience.
C3 as a multifunctional platform allows each participant to store money in a multi-currency online purse, trade in crypto and traditional assets, invest money, and also obtain credit on the most favorable terms.
C3 works with all participants of financial relations — financial service institutions, affiliated persons and consumers.
Today, the global banking system generates about $ 1 trillion of profit per year. According to the McKinsey study, banks can lose 40% to 60% of revenues from this sphere by 2025 due to younger and flexible fiinte companies that offer cheaper and more convenient services.
According to the McKinsey study, by 2025 much of the value chains will unite in dozens of ecosystems, and the boundaries between individual sectors will be erased. Including in the B2C segment the elements in the chain Consumer lending — Payments — Investment management — The management of loyalty programs will be able to fully unite into one full ecosystem.
In turn, the C3 platform will be implemented in the form of an integrated payment system that combines the functions of a convenient mobile bank, an innovative tool for obtaining loans, a multi-currency purse function, cashback programs around the world, and access to global investment crypto-exchange sites. The decentralized principle provides the C3 system with the highest security and transparency.
Crypto Credit Card will eliminate the problems with security, inconvenience of use and weakness of traditional financial problems.
More recently, millions of people have joined the world of crypto-currency. Therefore, most of them are unfamiliar with the problems that surround a complex, but now profitable, sphere. This makes them easy targets for cybercriminals and thieves. To solve this problem, you need a convenient and easy-to-use system that can safely store assets. This solution offers C3.
Since the digital assets market is quite new, it does not yet have simple technological solutions for currency exchange operations. To convert funds with the lowest commission, people need to use one resource to exchange fiat for bitcoin, then go to another site to exchange bitcoin for another crypto currency. For the reverse operation, you will also need to use multiple sites and conduct multiple transactions. In addition, about 15% of the amount will go to a commission of exchangers. This problem will also be removed by the C3 platform.
Traditional financial platforms have many drawbacks. Banks and investment firms are subject to embezzlement. Improper management of these structures makes them untenable, which leads to disastrous results. The decentralized principle of the C3 platform will ensure the highest security and transparency of operations.
Credit cards take up to 3% commission from payments, in addition, bank transfers can cost $ 50 or more. The average transfer fee is 7% of the amount sent.
Users want to easily replenish, transfer or withdraw funds in other countries’ currencies. Blockchain technology includes in itself many payment solutions for international transfers.
Now the most common way to send money to another country is Western Union. But this translation system takes a high commission for their services. In other countries of the world, new companies are already using Blockchain to provide money transfer services. For example, Rebit in the Philippines, ArtaBit in Indonesia, and BitPesa in Africa. These systems accept bitcoins for payment, automatically converting them into local currency. Now users without access to complicated and numerous banking procedures can access the local currency. They do not need to pay hundreds of dollars as a commission for exchange or as payment for service. The C3 platform will become a large-scale system that will ensure converting and transferring money around the world with minimal percent.
The C3 platform will connect traditional finance and digital assets.
Users will be able to carry out transactions around the world using a plastic card, electronic wallet, SWIFT-transfer, SEPA-transfer and various crypto-currencies. C3 provides a miniature bank in the hands of each client.
Thanks to the C3 platform, users can directly interact with the financial services of intermediaries, but at the same time independently control their assets.
C3 will add a variety of external financial services, to which users can access directly through the C3 platform.
Users using the C3 platform will be able to do what was once possible only by signing agreements with several
separate financial companies: storage, transfer and cashing of funds; investing in stocks, bonds and digitaltiv, management of them; loans and mortgages. Now for all these services you need one multifunctional platform — C3.
The modular design of the system provides access to numerous services without overloading the user, and without compromising the operation of the system as a whole. The client adds only the necessary functions by installing the purse extensions from the add-ons directory.
Crypto Credit Card with the accompanying C3 Wallet-mobile purse, it will be possible to replenish not only bitcoins (BTC) and ether (ETH), but also any other crypto currency.
C3 payment tools, including a physical and virtual card, can be used in almost 200 countries, more than 36 million points of reception. There are already partnership agreements for issuing cards with large credit card companies.
Banks internationally do not have access or are limited in the provision of loans or contracts to exchange and send funds. They spend only small payments, so there is still no practical way to transfer cash to another country.
C3 wallet is a multi-currency purse that is attached to a plastic card and can be used all over the world.
The multi-currency account allows the client to access all accounts in different banks, as well as to all crypto purses and investment tools through one application. Now it is easy and quick to exchange one currency for another, go from fiat to digital currency, as well as vice versa. Moreover, the commission for transactions will be minimal.
Crypto Credit Card aims to provide a multi-functional platform that combines a secure internal infrastructure with a clear interface. Simple registration, instant access, processing of direct payments, asset mobility and customer support determine the features of the platform vision.
All functions of the platform, from management to account opening, document loading, credit and insurance, will be created as a single microsystem.
All these services together with partner services will work through the API and will be available to customers through a secure channel.
MOBILE BANKING C3 ALLOWS:
- Make purchases, paying off anywhere in the world.
- The user of the platform will be able to get a payment card Crypto Credit
- Card for shopping both on the Internet and in existing payment terminals around the world (including Apple Pay and Android Pay). Opening an account on the platform will be free. The card issue will be $ 20, service for the first year will not be charged, then it will be $ 10 per year. The payment will be made in the “active account” currency, which means that the user decides which account to bind to the payment card for making transactions.
- Transfer money to other users without commission. Due to the availability of its own settlement system, transfers between users will be free and instant.
- Convert currency with minimum commission. The fee for converting crypto currency into fiat and back will be up to 2% of the transaction amount.
CARD MANAGEMENT.
The user can order a Crypto Credit Card, a virtual and / or physical plastic card directly in the C3 wallet application.
As a security measure, you can lock and unlock your card through the C3 application.
CRYPTO CREDIT CARD is an ideal way of withdrawing funds for crypto-currency traders, miners, Internet marketers, webmasters and freelancers. It can be used easily and quickly regardless of geographic and banking boundaries. In addition to these advantages, Crypto Credit Card also allows entrepreneurs to make payments to their employees without large commissions for transactions. The user will be able to open several accounts tied to different currencies and select an “active account” through which he can make purchases.
CASH WITHDRAWAL
Cashing of funds around the world.
CASHBECK
It is planned to integrate C3 into all large retail chains, hypermarkets, cafes, restaurants and service centers for the creation of joint partner programs. When paying for goods and services using Crypto Credit Card, up to 30% of the amount spent will be returned.
CURRENCY CONVERSION
The C3 application will function as a financial instrument, converting the fiat money into a crypto currency and vice versa. The C3 wallet application will be easily integrated with the C3 trading platform to exchange funds for our customers upon request.
For clients, the transfer of currencies (crypto and fiat) between different accounts will be just as simple procedure as transferring money from one account to another.
All functions of our platform, from management to account opening, document uploading, credit charging and insurance, will be created as unified micro services. All these services together with partner integration will work through the API and will be available to our customers in the directory of additional extensions. The user will be able to access additional extensions directly in the main interface of our Wallet app. It is available both on the computer and on mobile devices. The client will be able to view the catalog of all additional functions and install the desired extension in his account. The functionality of the C3 purse will increase only those services that are of interest to the client.
To expand the functionality of the C3 purse, both own and third-party add-ons will be available. The online wallet will be provided with several pre-installed add-ons to familiarize the user with the capabilities of the application.
A key feature of this expansion is the monitoring and collection of the best offers on consumer loans and micro credit markets. The unique nature of the project is the introduction of blockchain technologies to provide alternative options for choosing credit instruments.
Using the loan search tool, it is possible for a borrower to make a decision based on the provided information. The client will be able to find the best loan offer, which is ideal for his needs. More
Do not need to walk around the numerous banks and spend time filling out applications — with C3 it takes only a few minutes.
The application is aimed at making the entire process of obtaining a loan remotely, starting with a credit score, helping clients choose the right product from the appropriate credit organization. A personal loan can save thousands of dollars and can be used to repay debt at a lower interest rate.
The C3 Credit Aggregator is the best way for online searching and comparing financial products and services among all offers. In addition, users will be able to get recommendations in real time. Clients of the mobile bank C3 can choose the best loan offers from all partner banks and activate them in one click.
That’s why C3 is a revolutionary solution for the credit market, allowing users to choose and adapt services in accordance with the needs and requirements of customers. Unlike classic consumer lending, crypto lending is supported by the balance of Crypto-currency in the C3 account, which guarantees a minimum interest rate, the ability to convert funds from Crypto-currency to Fiat for daily expenses, and simultaneously to generate profit from Crypto-currency.
The rise in prices for crypto currency will help to ensure the beneficial use of credit. The client at any time can close the loan or a part of it or take a crypto currency as collateral. Thus, repayment of the principal debt and interest can occur through the growth of the rate of the crypto currency. The client will now be able to pay off the debt offline, without the need to refinance or look for other options for repayment.
C3 will create its own crypto-exchange, which will allow customers to trade digital currencies.
C3 PAMM account is an investment service that enables investors to earn money without trading on their own. Managing client funds, the manager receives an additional income. The manager makes transactions on the account, using both his personal capital and the funds of his investors. Profits and losses on the account are divided between the manager and investors, based on their share in the account.
If the manager receives a profit, the amount of funds on the PAMM-account increases, and the profit is distributed between the manager and investors on the basis of the amount of their initial investment.
Investors pay the manager some of their profits in the form of compensation. The amount of compensation is determined by the initial offer of the investment manager and depends on the amount invested.
Another feature of the project is the possibility of using crypto currency, laid by its placement in trust funds.
The trust management service will operate on the C3 platform. Professional traders will be able to profit up to 20% per month from the amount that is on the crypto-currency account. This will allow the client to repay principal and interest in a passive mode.
C3 uses the directive PSD2, thanks to which the user does not have to open accounts in many banks. Through our credit aggregator offers, people get access to all accounts of European banks.
There are no more restrictions on interbank transfers.
C3 opens up new possibilities!
Information technology requires financial institutions to provide access to their various products and services through interfaces application programming (API). C3 uses this solution for its platform products.
Crypto Credit Card developed a marketing plan aimed at spreading the C3 platform globally and for quick recognition in the market. The user engagement plan is based on a number of key strategies that will be used over the next three years, focusing on advertising in social networks and personal presentations.
Today, the main advantages of digital transformation for the participants of the credit services sales sector are the multiple reduction of costs and the acceleration of the introduction of new products to the market. Creating partnerships or working with companies in related areas also allows you to access new client segments.
Providing people with additional opportunities to earn, through the platform, will stimulate the activity and enthusiasm of customers. This will provide greater liquidity within the engine, which keeps the spreads low and generates high overall volumes.
Users will receive bonuses for participating in the Crowdsdale and for activity within the C3 platform. When the platform is launched, customers will be rewarded for registering and creating a wallet, installing extensions and linking to friends.
ICO ends on May 31, 2018.
Name of the token-CCCR
Block-platform-Ethereum
Standard token-ERC 20
Regulation-All unsold tokens will be destroyed according to the Smart contract
The price of the token during the ICO:
04.12 -31.03 token CCCR = $ 1
01.04 -15.04 token CCCR = $ 1.25
16.04–30.04 CCCR token = $ 1.5
01.05 -14.05 token CCCR = $ 1.75
15.05–31.05 token CCCR = $ 2
The minimum number of tokens to purchase is 10
Maximum number of tokens to purchase-Unlimited
Accepted crypto-currencies-BTC, ETH, LTC, DASH, FTC, BLK, RDD, DOGE.
DEMAND FOR TOKENS WILL GROW FOR THE EXPENSIVE EXPANSION OF THE CUSTOMER BASE
CCCR can be purchased on most exchanges and on its own C3X crypto library. To gain access to the C3 service, users will buy tokens and their price will rise until the balance of supply and demand.
BEGINNING OF SALES OF THE PLASTIC CARD ON THE END OF ICO
In order to purchase a plastic card users need to add CCCR tokens to their account. The issue price of the card is $ 20, and for the owner of the tokens there is only 1 CCCR token.
All unused tokens will be destroyed.
After the end of the ICO, all unsold tokens will be destroyed.
50% of the company’s profit from cashbacks is used to buy tokens on the stock exchange.
In order to achieve the set objectives, C3 krausejl should reach its minimal goal — $ 3 million. In the event that the sale of CCCR tokens does not reach this minimum, buyers will be refunded their funds spent.
After the completion of the ICO, the CCCR token will be freely traded on all crypto-exchange exchanges. It is planned to list CCCR tokens on non-
How many major exchanges within a month after the completion of the ICO.
Some of the CCCR tokens distributed between team members will not be available for trading in the secondary market within three months of the end of the ICO. Thus, it is planned to avoid the risk of falling costs of tokens.
The CCCR token is a token that will be used inside the C3 platform, as well as in other ways described below:
1. PAYMENT OF COMMISSIONS OF THE PLATFORM WITH C3 TOKENS.
All users of C3 will pay the platform fee only to CCCR tokens. The increase in the number of participants in the C3 platform will lead to an increase in the number of transactions and, accordingly, the total amount of commissions on them. Thus, participants of the C3 platform will need to buy CCCR tokens and pay them a commission of the C3 platform. Consequently, an increase in the number of participants will lead to an increase in demand for C3 tokens and an increase in their value.
2. POSSIBILITY OF PAYMENT BY TOKENS OF SCR BANKING SERVICES.
C3 platform services, such as mobile banking or crypto services broker, can be paid by CCCR tokens.
3. COST OF SERVICES IN FIAT CURRENCY WILL BE FIXED FOR CLIENTS OF PLATFORM C3.
As the growth rate of the CCCR token is projected, the token holder, which acquired them during the ICO at a fixed cost, can save, because the service for him will not increase.
4. CCCR TOKENS TURNOVER IN BROKERS AND ON EXCHANGES.
Within 3 (three) months after the completion of the ICO, it is planned to add a CCCR token to all the most known exchanges. In addition, the services of brokers will be added, which will become participants of the C3 ecosystem.
There is a strong demand from other financial institutions for the data flow of the aggregator C3. In this case, the commission for operations will be paid in the CCCR tokens, which will lead to a significant increase in demand.
5. BENEFIT FROM PAYMENT OF COMMISSIONS IN THE EXCHANGE WITH C3X TOKENS CCCR.
Commissions on the C3X exchange can be paid for by both crypto currency and CCCR tokens. CCCR token is used by default when paying commissions and gives the user a 50% discount.
In July 2017, ICO held an analogous Binance Coin token, which for half a year of its existence managed to get into the TOP-20 among all the altcoys. It was developed on the Ethereum platform and was intended only as an additional tool for the Binance exchange. But immediately after the ICO, the value began to increase significantly, as a result of which depositors received profits more than 100 times, and the price continues to grow.
The CCCR Token, like Binance Coin, has similar parameters (very high security, record performance, high liquidity, low commission, excellent convertibility for dozens of crypto and fiat currencies, constant development of investment opportunities, multiplatform system), and a number of advantages and positive differences (the availability of a Crypto Credit payment card, a multi-currency account for access to all accounts in different banks, as well as to all crypto purses and investment tools through one application, convertibility to Most crypto and fiat currencies, cashback, an expanded line of financial instruments, the ability to lend, and much more).
Based on the above, the TOKEN PRICE CCCR WILL ONLY GROW.
Site link : https://cryptocreditcard.io/?uid=uid11385
White paper: https://cryptocreditcard.io/pdf/wp.pdf
BitcoinTalk: https://bitcointalk.org/index.php?to...00#msg33366000
Reddit: https://www.reddit.com/r/C3Card
Facebook: https://www.facebook.com/CCCRLTD/
Twitter: https://twitter.com/Crypto_Card?lang=en
Medium: https://medium.com/@cccr
